Debt and depression -

The Financial Security Project at Boston University has published research showing that, for every 10% increase in the dollar amount of a person's debt, his or her depressive symptoms increase by 14% - but home loans may be an exception.
More severe psychological effects were shown to come from short-term debt, such as credit card or overdue bills.  Long-term debt or "good debt"- such as home loans - was not found to have a similar effect.

Be sure to lighten the financial and psychological load!  Re-structure your finances so this is NOT overwhelming!

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